Simply HealthInsurance Agency
(210) 239‑3151 Contact us Find your coverage

Simply Explained Medicare guides

Read this before you decide

Six short guides, written the way we would say it on the phone. None of them asks you for anything.

See the guidesAsk a licensed agent instead
  • 5.0 out of 5across 680 Google reviews
  • 25 yearsof experience as a licensed agent
  • License #988455a licensed Texas agent, not a call center

The two things worth checking first

Your doctors, and your prescriptions. Every plan finder on this site asks for both, and they decide more than the premium does.

How the plan types fit together

Original Medicare, Advantage, Part D and a Supplement — what each one is for.

Open

Turning 65

The window where the decisions get made, and what to have in front of you.

Open

Medicare Advantage

What Part C is, and why the doctor check matters more here than anywhere else.

Open

Part D

Why a low premium and the wrong drug list can cost you more across a year.

Open

Supplemental cover

What Original Medicare leaves you holding, and the plans built for that gap.

Open

Dental and vision

Not part of Medicare. Three carriers, and why the network decides it.

Open

Simply Timed

The enrollment year

The enrollment year A twelve-month bar chart of enrollment windows. Medicare Annual Enrollment runs October 15 to December 7. ACA Open Enrollment runs November 1 to January 15. The two overlap for six weeks through November and early December. Medicare Advantage Open Enrollment runs January 1 to March 31. both open — 6 weeks Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Medicare AEP Oct 15 – Dec 7 ACA Open Enrollment Nov 1 – Jan 15 Medicare Advantage OEP Jan 1 – Mar 31 The enrollment year Source: CMS enrollment periods A special enrollment period lasts 60 days from the qualifying event. 63 days without creditable drug coverage triggers a Part D penalty. The enrollment year A twelve-month chart of enrollment windows. Medicare Annual Enrollment runs October 15 to December 7. ACA Open Enrollment runs November 1 to January 15. The two overlap for six weeks through November and early December. Medicare Advantage Open Enrollment runs January 1 to March 31. Shaded: both open, 6 weeks Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Medicare AEP Oct 15 – Dec 7 ACA Open Enrollment Nov 1 – Jan 15 Medicare Advantage OEP Jan 1 – Mar 31 The enrollment year Source: CMS enrollment periods A special enrollment period lasts 60 days from the qualifying event. 63 days without creditable drug coverage triggers a Part D penalty.
Source: CMS enrollment periods.

Simply Committed

Still not sure?

Answer the three questions and a licensed agent picks it up from there.

Find your coverage Talk to a licensed agent
Powered by

How to reach Simply Health Insurance Agency

Simply Health Insurance Agency — we’ve got you covered

Licensed Insurance Agency. Simply Health Insurance Agency is an independent insurance agency. We are not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Medicare has neither reviewed nor endorsed this information.

Applying through a link on this page takes you to the carrier's or the marketplace's own website. Your application, your payment and your policy are handled there, under that company's terms and privacy policy.

© 2026 Simply Health Insurance Agency. All rights reserved.