Simply Explained The blog
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Luis writes these when the same question comes up on the phone often enough. Plain language, no jargon, and no sales pitch inside them.
- 15 June 2026Premium Tax Credits in 2026: What Changed and What You’ll Pay
- 2 June 2026Can You Be Denied Health Insurance? The Truth About ACA Coverage in 2026
- 26 May 2026Texas ACA Special Enrollment Periods (SEP) Explained: Who Qualifies in 2026?
- 12 May 2026When Can I Sign Up for Medicare? Enrollment Windows Explained
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5 min readPremium Tax Credits in 2026: What Changed and What You’ll PayDid your health insurance premium jump this year? You are not imagining it. In 2025, the average person with a subsidy paid about $74 a month for a Marketplace plan. In 2026, many of…Read this 4 min readCan You Be Denied Health Insurance? The Truth About ACA Coverage in 2026“I have diabetes. Will I get denied?” “My spouse had cancer. Can we still get health insurance?”Read this 4 min readTexas ACA Special Enrollment Periods (SEP) Explained: Who Qualifies in 2026?The Affordable Care Act (ACA), also known as Obamacare, created Special Enrollment Periods to allow people to enroll in health insurance after certain qualifying life events.Read this 5 min readWhen Can I Sign Up for Medicare? Enrollment Windows ExplainedThe good news is this: If you understand the enrollment windows, you can avoid penalties completely and make confident decisions about your coverage.Read this 3 min readWhat Does Medicare Actually Cover? A Plain-Language Guide for People Turning 65What Does Medicare Cover in 2026? (Turning 65 Guide) Turning 65 soon? Learn what Medicare Parts A, B, C, and D actually cover — plus the hidden gaps that could cost you thousands.Read this 2 min readHow Much Does Health Insurance cost with Obamacare? The real numbers!Most people overestimate ACA health insurance costs. Learn how premium tax credits work, see real 2026 examples, and find out what you’ll actually pay each month.Read this 3 min readWhat is Obamacare and do I qualify? Everything you need to knowYou’ve probably heard the word “Obamacare” hundreds of times — but do you actually know what it covers, who qualifies, and how much it costs? You might be surprised.Read this
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